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On day 50 of 60 day club-couple questions

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    On day 50 of 60 day club-couple questions

    Good morning everyone! I am on day 50 of the 60 day waiting period for discharge. So far (knock on wood) everything is going fine, no issues at all yet. I am a chapter 7 no asset case. Have a couple questions though-

    1. Is there anything to worry about now at day 50? Or am I beyond all deadlines for any problems to come up?

    2. After the discharge & closing (discharge date is July 27th)- are there any concerns (other than an inheritance, lottery wins, etc)? Like next year's tax return? Or anything else I am not thinking of? Or is a debtor really, truly done with this whole mess at discharge and we can start over with no worries about the big bad trustee guy lurking around the corner?
    There was no mention of future tax returns or anything like that at my 341.
    Does changing my withholding allowances (to reduce the returns) make sense after discharge? Single mom & homeowner (doing a ride thru).

    Any advice or just reassurance will be greatly appreciated. Couldn't have gotten this far without all of you here- THANK YOU A MILLION TIMES OVER!!!

    #2
    if you are a no asset case, then once you are discharged you are done. if they wanted next year's tax refund, the trustee would switch you to an asset case and you would see that on pacer.

    changing the withholding to reduce the tax refund makes sense all the time. take the extra money and put in a savings account where you would earn interest.
    filed ch7 May 09
    341 june 09
    discharged, closed Aug 09

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