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Do you do means test if below income?

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    Do you do means test if below income?

    I am wondering if you still have to pass the means test if you are below the
    income guidelines for your family size? Just curious if we will have to come
    up with all of our monthly expenses, when we're about half the income that
    is allowed for our family size.

    Thanks! Sara

    #2
    Sara (if you wish your name to be used it is your decision. You cannot use others for security reasons.) We did not have to meet the means test. However later, we were an asset case. I think it depends on your lawyer also. There are many free means tests on the Internet if you Google. I'm not quite at hand if we have a "stickies" on the forum. 'Hub
    If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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      #3
      even if you are way below means, you still have to file schedules I and J, income and expenses.
      filed ch7 May 09
      341 june 09
      discharged, closed Aug 09

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        #4
        You won't have to do the means test but you'll still have to do an I and J which shows your monthly pay and all your monthly expenses.
        4/09 Converted to a Ch 7 due to loss in dh's income
        5/09 UST now involved no idea what happens next
        7/09 UST has decided to withdraw his motion to dismiss!
        7/27/09 DISCHARGED!!!

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          #5
          Originally posted by aces67 View Post
          You won't have to do the means test but you'll still have to do an I and J which shows your monthly pay and all your monthly expenses.
          You still have to complete PARTS of the means test! It is the means test that proves you are under the state median.
          Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick

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