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    #1

    Roadloans/Auto question

    I am looking at the possibility of turning in my car and financing another, less expensive vehicle.
    Roadloans approves me for 23.99%. My discharge date is scheduled for July 21.
    Do you think I would get a better rate after my discharge date?
    Tags: None
    #2
    Probably about 24 months after discharge.
    Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick

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      #3
      The longer you wait after discharge, the better the rate will be.
      May 2008 Hired 1st Attorney/Stopped paying CCs
      May 21, 2009 Retained 2nd Attorney
      May 28th - Filed for Ch 7 (FINALLY!)
      9/11/09 - DISCHARGED!!!!

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        #4
        i am very behind on both cars- waiting for a call back from my atty on what he suggests. i dont mind turning in my car (05 Prius with 100k) but would like to keep my wife's car (04 Mazda MPV with 35k)
        if i turn my car in I will need to go right out and get another one- looking at financing a new car (about $8k)
        if need be, I will turn both in and ket two used cars for a total of about $20k, assuming I am approved.
        Any other input would be greatly appreciated. I need a van for the wife and a reliable car for my commute.
        Ch discharge date is July 21.

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