Jst applied for 722

[fyi2]

42 months at $480mo
or
58 months at $398/mo --i am going with this one (i can always pay more)
(fifty something)

I have to remind myself that this loan is temporary with its HIGH interest rate i will refinance when my score goes up after BK (1year?)

my payment went down about 300 BUT I am most happy about reducing the principle to market value

i hope it goes through..

[cfgdag]

Just out of curiosity, what amount are you financing and at what percentage rate?

[ecsclb1724]

Just out of curiosity, what amount are you financing and at what percentage rate?

yeah that

[fyi2]

12000 at 24% (that is the interest rate offered nothing lower )

[fyi2]

But again I will jump into a refi as soon as possible..

[aces67]

The only thing you have to consider about refinancing is that with an interest of 24% you're going to get upside down on it again very quickly. Or at least I would think you would.

[fyi2]

hmmm...

good thought..but I think i will be ok as long as i try to refi asap and maybe pay a little more

???

[jramos]

Hi! I used them to finance our customer's when we had our car lot. I think they will lower the interest if you pay good. They were good at working with your customer, but they left us LITTLE ROOM to get some one in a car because they will only finance so muh of the value! As far as I've heard they are great to use to get back on track!!