AmEx is brutal in this regard. I think they passed me to collections even before I was 60 days late. And their collections started calling my parents all the time - I told me parents to tell them not to call anymore and they stopped. But then they pass it on to another person in the collections firm and they start calling the parents and they say OH, I'm so sorry they didn't let me know there was a no call policy for you. They did this with my no call at work too - passing it on to a different person - Oh, I'm sorry, I didn't realize there was a no call for you at work.
Oh well, AmEx can cry now - 100K discharged with them - they LOST!!!
Oh well, AmEx can cry now - 100K discharged with them - they LOST!!!
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