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    #1

    Could this happen to me ?

    My home loan is with Wells fargo, and we all know how nice they are ( )
    I'm surrending my home in my bk, but plan on keeping my car, which my loan is with wachovia, and as we all know wells fargo has merged/ bought out wachovia, do you think they would want to take my car away ? Seeing that I'm surrending my home. Could they take my 2004 car just to be mean. ??
    Filed on 7-17-09
    waiting for 341
    341 meeting 8-21-09
    discharged/ case closed 12/23/2009
    Tags: None
    #2
    They won't do anything to spite you. The mortgage and auto loans are completely seperate. This isn't the bank we all saw in It's a Wonderful Life.

    Do you plan to redeem or reaffirm the car? Either of these options would make the bank happy.

    I wouldn't worry.
    Well, I did. Every one of 'em. Mostly I remember the last one. The wild finish. A guy standing on a station platform in the rain with a comical look in his face because his insides have been kicked out. -Rick

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      #3
      To be honest, I'm not sure if we plan on doing either of those.. My understanding was when we talked to our lawyer, that we didn't have to do anything. Just continue to make payments on time. thats it.. I hate to put my trust into any type of lawyer!! So glad i found you guys, lest i know you will tell me the truth, good or bad !!
      Filed on 7-17-09
      waiting for 341
      341 meeting 8-21-09
      discharged/ case closed 12/23/2009

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