New guy. My situation and a few questions.

[Chuck]

Hello all,

I just registered but have been reading for a few months.

My wife and I filed Chapter 7 on June 23rd. Our 341 is scheduled for July 16th.

We are surrendering our house which had two mortgages. We moved into another house that we bought when we first got married. My sister had been living here until we had to file.

We have already moved.

We are reaffirming a car and a tractor that I use for work. I am self employed.

We were well under the median income on the means test.

My lawyer says she fully expects us to be classified as no asset at the 341 meeting.

I am still nervous.

I think that is the main details of our case.

Only thing I'm curious about is she also says 180 days to discharge. I see all of you saying 60 days from the 341. Why the difference? State Law?

Anyone see anything not normal? or that could be an issue?

Thanks.

[AngelinaCatHub]

Welcome Chuck.

I see nothing abnormal. Sounds like you have learned much, lurking here.\

The exception is the 180 days. Now from the 341, it is usually 60 days. 180 is three times that time. What's up with that? I cannot answer that one, so you must address that with her. Sorry. 'Hub

[ShorterSN]

Re: the 180 days...

Perhaps she meant 180 days from your initial filing, not the 341? That would be roughly accurate. Or maybe she's aware of a severe delay in the courts in your area, though I can hardly imagine it would be that long. There's always the chance she simply misspoke, too

As 'Hub said, best to ask her.