Community Prop State but filing individually-Pls Help!

[heatherhaber]

I am filing chapter7 as an individual but since I live in a community property state I have to list my husbands debts on the schedules. Will the court communicate with them and won't they be concerned that some one is declaring bankruptcy in our household. He has perfect credit and plans on paying all of his loans on time. I really don't want this to affect him in any way and am stuck! I planned on filing per se asap because of a pending judgment but cant get an answer to this question. I have to do this right-please help!!

[vb1962]

do you have to include his income in the means test to decide if you can actually file a chapter 7?

[arami008]

I also live in a community property state (CA) and I did not include his debts only his income. Only if you obtained credit jointly will you have to list it.

[heatherhaber]

Thanks for quick reply. Yes , I did include his income in means test and can still qualify because our mortgage and other debts are so high