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    #1

    Creditor Claims

    How long does it usually take for a creditor to file a claim? We filed 6/10/2009 and I have been checking Pacer (compulsively) but so far the only claims were filed by the bank with our mortgage and the bank that repo'd our SUV.

    Are they supposed to file a claim before the 341?

    Thanks!
    Tags: None
    #2
    Generally speaking, in a no-asset case, only your secured creditors file a claim. that is, your home and your car(s). It's fruitless for an unsecured creditor to file a claim in a no-asset case, since there is no distribution (money).
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #3
      We filed May 28th and we still don't have any (secured or unsercured) creditors that have filed a claim. They'll probably all file on the last day.
      May 2008 Hired 1st Attorney/Stopped paying CCs
      May 21, 2009 Retained 2nd Attorney
      May 28th - Filed for Ch 7 (FINALLY!)
      9/11/09 - DISCHARGED!!!!

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