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Help! car reaffirm paper came today

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    Help! car reaffirm paper came today

    The reaffirm paper came today, I want to keep the van,but won't reaffirm
    how do I know if the will repo it. I'm current on payments. I will call the lawyer on monday. I saw a nice car for 1800$ that would be a good replacement for it.

    #2
    They won't repo until you get a discharge. If they repo now they have violated the stay. You can always say you are trying to decide whether to reaff or not.
    7-2-2009 Filed
    8-28-09 341 Concluded, no assets
    10-28-09 DISCHARGED/CLOSED!!!!

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      #3
      I guess what want to is how to find out if they will let me do a ride though
      on the loan. Keep paying and keep driving /o reaffirming.

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        #4
        I know that I had that option here according to the attorney.
        The risk is that if you are one day late they can and will pick up the car according to him.

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          #5
          Originally posted by joh View Post
          The reaffirm paper came today, I want to keep the van,but won't reaffirm
          how do I know if the will repo it. I'm current on payments. I will call the lawyer on monday. I saw a nice car for 1800$ that would be a good replacement for it.
          Did you ask for the papers or did they send them automatically?

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            #6
            I stated in my filing that I was not reaffirming but want to do a pay though.
            They sent them automatically. I think I'm going to give them back the van.
            Now I just want to keep it as long as possiable.

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              #7
              I'm going to call my lawyer Monday and see what he says.

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