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Official filing June 30 and stressed

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    Official filing June 30 and stressed

    Alright, got this far and attorney is going to officially file on June 30. Barely passed means test and came up with + 109.00 on the schedule j after really reaching for expenses using the Consumer Credit Counseling form. Discharging $101,800 unsecured debt and am nervous as a dog pooping peach pits. 341 will be scheduled for August 14 (unofficially). Surrendering two assets (boat and motorcycle). Attorney advised to keep a record of all expenses til 341 hearing. Said this is admissable and will help verify expenses recorded on schedule j. Also advised me to not stop payments on anything until the 341 if I possibly can. Is that normal? I am current on all my bills, but have totally drained all sources of money and don't have the financial means to keep paying all my bills for another 45 days. Filing fee of $300 took the last of my savings. Thats why I am here! Hope he isn't preparing for a 13 conversion. Says he has filed cases worse than mine and everything went fine. **sigh**
    Filed July 2009. Discharged 08/08/2014. Awaiting closing. We made it !!!! Woo-hoo!

    #2
    that's a bit strange. most attorneys tell you to stop making payments even before filing. certainly, you should not be paying any bills from debts that are to be discharged in bk - unless it's a mortgage that's being reaffirmed.
    filed ch7 May 09
    341 june 09
    discharged, closed Aug 09

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