What about before
On 09/06/05, I started a new job (before we filed on 10/12/05). This job does pay more, however, I do have to pay a lot more for my medical and dental benifits. My income has gone up $7500.00/year, but I will be paying $5520/year for my benifits ($460/month........they are the best benefits I've ever seen!!!!!)........so...........in reality, my income has only increased by $1980.00/year.....and considering we were about $800.00 in the negative every month, I would think my atty. would have mentioned or suggested Ch.13 instead of Ch.7, right?
We had retained our atty. in August and we had already started the BK process. During the period of finalizing our docs., I listed my new employer, income and my first pay-stub. Our atty. called to question this and when I explained the large contribution to medical and dental benifits, he had asked for me to send a copy of the medical and dental plans for the records.
I should be okay, right? Afterall, look how far in the negative I was. Obviously, the extra $165.00/month ($1980.00/year) isn't emough to cover the negative. This kind of has me worried.
On 09/06/05, I started a new job (before we filed on 10/12/05). This job does pay more, however, I do have to pay a lot more for my medical and dental benifits. My income has gone up $7500.00/year, but I will be paying $5520/year for my benifits ($460/month........they are the best benefits I've ever seen!!!!!)........so...........in reality, my income has only increased by $1980.00/year.....and considering we were about $800.00 in the negative every month, I would think my atty. would have mentioned or suggested Ch.13 instead of Ch.7, right?
We had retained our atty. in August and we had already started the BK process. During the period of finalizing our docs., I listed my new employer, income and my first pay-stub. Our atty. called to question this and when I explained the large contribution to medical and dental benifits, he had asked for me to send a copy of the medical and dental plans for the records.
I should be okay, right? Afterall, look how far in the negative I was. Obviously, the extra $165.00/month ($1980.00/year) isn't emough to cover the negative. This kind of has me worried.
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