can a person open a bank account AFTER their 341 meeting but before discharge? (chapter 7, no asset)
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You can open a checking and/or savings acct. any time. Obviously not at an institution you are including in your BK as that might cause cross-collateralization issues. It is applying for credit (card or car loan) that may need approval from the trustee handling your case.Filed ch.7 July 6
341 Aug 13 2009
Discharged Oct 23 2009
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Originally posted by Carmen830 View Postcan a person open a bank account AFTER their 341 meeting but before discharge? (chapter 7, no asset)
You Betcha! No problem. Keep in mind, most Banks use Chex Systems & ya don't need to have bounced a check. I believe that's all the smaller banks rely on when opening account. Some of the Bigger Banks might possibly check a Credit Report..so possibly unable to open account with Large Bank.
Don't know until ya Try!
Luci
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