not sure

[lostand]

A friend filed a chapter 7 a year ago,she was gonna refarm the house,but nobody had her sign any thing,she has ben paying it on time since.She was offered a job and may move she can not offored 2 places since she never signed any refarming papers can she mail them the keys and walk away?

[kenshirley]

Did you file yourself or use an attorney. If you used an attorney maybe he would know for sure if you signed paperwork.
At a minimum I would check my paperwork thoroughly.

[lostand]

She used a lawyer,and there is no refrmation agreement her lawyer is in Florida on vacation

[struggling09]

If she did not reaffirm the mortgage in the Chapter 7, then yes she can walk away from the house and not be held liable; however, if I were your friend I would be 110% sure that she did not sign reaffirmation papers.

[laurannm]

Agreed with the above....have her check Pacer and see if a reaffirm agreement was ever filed. Even if she did sign one, if wasn't filed with the courts then there is no reaffirm agreement.