I'm gonna kill hubby!!!

[tounces]

We are both compulsive gamblers. We also have both been going to GA together. I thought he was working the program as hard as I was-Well apparently not!!!! I'm in total depression, serious I'm not sure how much more I can take!!!

He works nights and apparently he decided he would try his luck at the casino instead of going to work. He did not win--he lost 3000.00 Let me repeat that three thousand dollars!!!! He has apologized up and down. He has agreed to seek out therapy and continue GA. Which I guess is good. I can only point the finger so much.

I/WE dont have 3000 dollars to lose!!!!!!!!We are filing Bk for gods sake. So he got the money using a VIP Prefferred card-global payments--it takes the money out of your checking acct. I dont have 3000 in there- so I called the bank and put stop payment on this. I left a message for my lawyer--he is on vacation this week. My lawyer is gonna wish he had never met us.

Is there any help for us??

Mary

[veryclose]

We are both compulsive gamblers. We also have both been going to GA together. I thought he was working the program as hard as I was-Well apparently not!!!! I'm in total depression, serious I'm not sure how much more I can take!!!

He works nights and apparently he decided he would try his luck at the casino instead of going to work. He did not win--he lost 3000.00 Let me repeat that three thousand dollars!!!! He has apologized up and down. He has agreed to seek out therapy and continue GA. Which I guess is good. I can only point the finger so much.

I/WE dont have 3000 dollars to lose!!!!!!!!We are filing Bk for gods sake. So he got the money using a VIP Prefferred card-global payments--it takes the money out of your checking acct. I dont have 3000 in there- so I called the bank and put stop payment on this. I left a message for my lawyer--he is on vacation this week. My lawyer is gonna wish he had never met us.

Is there any help for us??

Mary

Your lawyer is going to have to answer as to how this affects your BK (and I am positive it will have a huge impact).

That said, since he seems to have relapsed despite knowing the BK situation, it's time for him to lose all access to the bank account and every other account the 2 of you have. When you began recovery, did it start with an inpatient program?

[tounces]

We do have an appointment next week with a therapist. Neither has gone to inpatient program. That is probably what the therapist will recommend. I have taken everything away from him. I dont want access to anything either. I'm gonna pull the covers over my head and sleep til Monday. I could probably get money from family--But should I really. Maybe we both need to suffer. I told him it was Fraud what he was doing. Now he's scared shxxliss!!! I guess I/him are going to have to work out a payment plan with this global payments place. Hopefully they will agree to something. Push BK back some more. I was planning on filing end of aug/1st o sept.

[LuciluS]

Hang a Noose in your Garage. Make him stand in a chair, hang the noose around his neck & pull the chair out from underneath him! No! No I was just kidding.

Don't borrow money from your family. That's a No Go for at least a year before you are able to file bankruptcy.

Believe your Attorney will recommend your bankruptcy be delayed. Hope you will be able to recover and your future therapies are a Success.

Luci

[relief13035]

He needs a spanking!

[veryclose]

Most casinos have a "self-ban" list you can place yourself on. Has he done that? Don't go down there to see, call and ask. That only takes care of 1 casino, though. If it is his main temptation, it may be effective.

I found this information also:

Global Cash Access is a provider of cash access products, (i.e. ATM machines, credit advance systems), to the gaming industry in the United States, Canada, the Caribbean and the United Kingdom. GCA has implemented a program called STEP (Self Transaction Exclusion Program). STEP provides a method for gaming patrons to exclude themselves from obtaining funds from any Global Cash Access ATM or Cash Advance terminal.


GCA's STEP program www.globalcashaccess.com/flashsite/home.html

[jadams]

If you and your husband put yourselves on the STEP program listed above, as well as call to be on the exclusion list for Global Payments at the number below -- that is a pretty good block against doing much at the casino.

Every US casino I've ever heard of uses one of these two companies for all their on property ATMs, as well as all activity at the Cashier. So if you're on the exclusion you can't use the ATM, you can't cash a check, you can't cash advance a credit card, etc.

If you wanted to take it further, most casinos will also allow you to put yourself on some type of property exclusion list giving security authority to refuse you entry or remove you.

You aren't the first person who has had something like this happen. Don't borrow money from your family, tell your lawyer, and see what he or she suggests. I would advise against speaking to Global Payments until you speak to your lawyer. While it's not good, it can and will be figured out -- and you *will* make it out the other side.

Congratulations on your success with the program so far, hopefully you still have the strength in you to help your husband resume the program.



"How can I exclude myself from VIP Preferred Check Cashing Privileges?

Please call 877-777-1355 to speak with a VIP Preferred Help Desk representative for assistance."

[Flamingo]

Your husband showed exactly what an addiction is all about. Even with a BK looming, the need for the pleasure from betting and the "rush" or "excitement" involved overwhelmed all sense of logic or self control. Tell your husband he just made the casino owners richer so they can keep their big houses and go on weekends to the house in FL while you all clip coupons to survive and worry how to pay the next bill.

[dingdong]

Where are you two gambling at?

Is there only one local Casino near you?

If so, both of you need to go down there and exclude yourself from the casino. If you show up after exclusion, you will be arrested for tresspassing ( that is how I understand it anyway) one of my former coworkers had an issue with gambling and excluded himself. He has never been back.

When one of my friends gets me to go to the casino with them about twice a year, I NEVER bring my ATM card or any "financial" products ( checks,whatever) and bring 40.00.

If I lose it, its gone, if I win, great but you can never lose more than you bring with you.

My nephew started getting hooked after he won 400.00 on 5.00 and we let him have it.

Casinos are rampant with gimics and ploys to get you to stay and play and suck you back in with freebies and giveaways. The local Casino near me sends me crap all the time, like half price hotel rooms and free buffet crap to try and suck you in, I give them to my elderly aunt, she takes 20.00 and plays the pennies and has fun and eats for free or nothing.

Your life will NEVER get better if you continue to gamble.

[AngelinaCatHub]

If you and your husband put yourselves on the STEP program listed above, as well as call to be on the exclusion list for Global Payments at the number below -- that is a pretty good block against doing much at the casino.

Every US casino I've ever heard of uses one of these two companies for all their on property ATMs, as well as all activity at the Cashier. So if you're on the exclusion you can't use the ATM, you can't cash a check, you can't cash advance a credit card, etc.

If you wanted to take it further, most casinos will also allow you to put yourself on some type of property exclusion list giving security authority to refuse you entry or remove you.

You aren't the first person who has had something like this happen. Don't borrow money from your family, tell your lawyer, and see what he or she suggests. I would advise against speaking to Global Payments until you speak to your lawyer. While it's not good, it can and will be figured out -- and you *will* make it out the other side.

Congratulations on your success with the program so far, hopefully you still have the strength in you to help your husband resume the program.



"How can I exclude myself from VIP Preferred Check Cashing Privileges?

Please call 877-777-1355 to speak with a VIP Preferred Help Desk representative for assistance."

This is excellent advice. If your hubby REALLY wants to apologize, have him take you there, do this in front of you, ban himself (and yourself) from the place so that you will get a trespass if you come back. "Tough love" sometimes has to be applied to yourself, too. 'Hub

[shabam]

Casinos are rampant with gimics and ploys to get you to stay and play and suck you back in with freebies and giveaways. The local Casino near me sends me crap all the time, like half price hotel rooms and free buffet crap to try and suck you in, I give them to my elderly aunt, she takes 20.00 and plays the pennies and has fun and eats for free or nothing.

Your life will NEVER get better if you continue to gamble.

Statistically speaking you cannot win anyway. They know most people cannot walk anyway and will be back. Especially those on a losing streak who think they will win their loss back. The odds are always in favor of the house. People who think they 'know how to beat the system' end up losing more than everyone else. Every gambler believes they have some trick up their sleeve, that nobody else has.

One of my friends worked for a company who designed a lot of the equipment used in such places. Put it this way, I have never seen him gamble. As he put it, he would rather go out on the street and give his money to someone who is poor rather than line the pockets of those who own the casinos.

[Flamingo]

The History Channel earlier this year did a segment on slot machines and how they are made. It was actually stated during the program that slot machines are programmed to take in more than they pay out. Also I certainly believe that with the computerized slots out there where you can insert your "Club" card or whatever flavor of card the casino/racino has, your action is tracked if you use the card and the computer knows when to give you a "teaser" win so you won't huff off. It also keeps track of what you bet, the machines you play, etc. This stuff is all tracked...it's a "for profit" business.

If you cannot go in there and think it is a night maybe twice a year for some entertainment, a show and/or dinner, stay out of there because if you have an addictive personality, the bells, lights, whistles and fake sounds of coins chinging out of the machine will draw you in like a moth to the hot light. It's all designed to do that. All those profits go to pay high priced marketing people to draw folks in...just like any other business selling something.

[veryclose]

Where are you two gambling at?

Is there only one local Casino near you?

If so, both of you need to go down there and exclude yourself from the casino. If you show up after exclusion, you will be arrested for tresspassing ( that is how I understand it anyway) one of my former coworkers had an issue with gambling and excluded himself. He has never been back.

Because this is an addiction and both are suffering with it, I would advise against going to the casino to do this. Usually there is a way to do it online. You can call the casino and ask.

[TEW]

We are both compulsive gamblers. We also have both been going to GA together. I thought he was working the program as hard as I was-Well apparently not!!!! I'm in total depression, serious I'm not sure how much more I can take!!!

He works nights and apparently he decided he would try his luck at the casino instead of going to work. He did not win--he lost 3000.00 Let me repeat that three thousand dollars!!!! He has apologized up and down. He has agreed to seek out therapy and continue GA. Which I guess is good. I can only point the finger so much.

I/WE dont have 3000 dollars to lose!!!!!!!!We are filing Bk for gods sake. So he got the money using a VIP Prefferred card-global payments--it takes the money out of your checking acct. I dont have 3000 in there- so I called the bank and put stop payment on this. I left a message for my lawyer--he is on vacation this week. My lawyer is gonna wish he had never met us.

Is there any help for us??

Mary

You may want to check out HHM's sticky about Casino markers and their discharge ability perhaps some jail time will slow him down depending on where he signed the marker.

[banca rotta]

Makes you wonder why anyone would be dumb enough to give him 3k while near bankrupt.

While I am typically a "personally responsabilty" person I can't imagine anyone doing this without some sort of credit or background check. Even cc companies wouldn't give a near bk person a card. Of course they would wait till after discharge but that's for another day.

They are giving a drink to a drunk, not good nor is this ethical. All they did was put someone with an illness in possible legal as well as financial trouble.