top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Reaffiming a vehicle...what to do?

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Reaffiming a vehicle...what to do?

    We had our 341 on 6/2. We are keeping both vehicles, both of which have loans against them. I did not receive my payment statement for my car this month (wasn't sure if it was lost in the mail or if they just didn't send because of the bk??) so i went online to pay but they locked me out of my online access. When will we receive our reaffirmation paperwork? We filed with atty,

    #2
    You won't receive any bills for the car payments because you in BK right now. You also won't have online access to any loans you may have (mortgage etc) because of the Automatic Stay. I would call the loan place and speak to the BK dept and find out where to mail your check until the BK is discharged.
    May 2008 Hired 1st Attorney/Stopped paying CCs
    May 21, 2009 Retained 2nd Attorney
    May 28th - Filed for Ch 7 (FINALLY!)
    9/11/09 - DISCHARGED!!!!

    Comment


      #3
      Make sure to make copies of your payment check and note on the memo line the account number. If you have a copy of a prior invoice, copy that--with notations of the current date, amount, and all of that, and send with your check or money order. Keep copies of EVERYTHING in your BK file.

      Good luck to you~~
      "To go bravely forward is to invite a miracle."

      "Worry is the darkroom where negatives are formed."

      Comment


        #4
        I used bill pay through my bank during the time I was locked out from my accounts.
        Chapter 7 filed 10/21/2008
        341 - 11/26 went smooth NO ASSET
        Took 115 days after 341 - But Finally DISCHARGED 3/25/09

        Comment


          #5
          I had to use a JP Morgan pay thing to pay GMAC during my lockout ($10 charge) and I'll have to use it again this month because although I was discharged yesterday, GMAC said they probably won't get around to letting me back into my online services until next week.
          Filed Chap 7 on 3/6/2009
          341 on 4/15/2009
          Discharged 6/16/2009

          Comment


            #6
            When will be getting the reaffirmation agreement to sign, or are we going to be able to sneak by with a ride thru?

            Comment


              #7
              Originally posted by endisnear View Post
              When will be getting the reaffirmation agreement to sign, or are we going to be able to sneak by with a ride thru?
              What type of vehicles are they? If I remember correctly, you are in my neck of the woods, right? My attorney advised us not to reaffirm anything, but he said Ford and GM tend to require the reaffirmation or they will repossess.
              May 2008 Hired 1st Attorney/Stopped paying CCs
              May 21, 2009 Retained 2nd Attorney
              May 28th - Filed for Ch 7 (FINALLY!)
              9/11/09 - DISCHARGED!!!!

              Comment

              bottom Ad Widget

              Collapse
              Working...
              X