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2 Questions - Redemption and Credit

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    2 Questions - Redemption and Credit

    I have browsed and browsed, and have seen MANY different responses on the whole credit issue and filing. I'm looking at doing a Ch7 and if I let auto get past due and repo'd then file is that more detrimental than keeping it current, filing and surrendering?

    Also..I asked my Attorney about my other auto and BK.. he said I had 2 options..reaffirm or surrender... he didn't even mention redemption... Anyone guess why ?

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