Car note while waiting for reaffirm

[lookingforward]

Do I have to pay my car note while waiting to reaffirm?
What is your experience with this?

[mamaluv]

My attorney told me to keep current on the payments.

[aces67]

My attorney told me the same thing. Otherwise when you reaffirm you are starting out in the hole and behind on payments.

[lostand]

If you want to keep it pay for it

[AngelinaCat]

Yes, by all means keep your payments current. The reaffirmation agreement goes before a judge. One of the things they look for is if you can keep making the payments and will it prove to be a hardship for you to do so. So don't get behind.

[fyi2]

I thought I read once that you needed to keep your intended reafirm up to date but once filed all payments were suspended until after discharge?

I think i read this rigarding Student Loans as well?

[AngelinaCat]

No, you need to keep making your payments.

We filed Ch7 on December 28, 2007, and were discharged August 13, 2008. We reaffirmed the loan and made our monthly payment by EFT and paid the car off in February 2009.

I have no experience with student loans so I cannot address that question.