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    2nd part of bk class

    I need to know when I do the 2nd part of the education cert class? I signed papers and the case has been filed from what I understand.
    thanks for your help

    #2
    If the case has been filed, you can take the 2nd class at any time now.

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      #3
      Yes, just make sure you take it before you are discharged - otherwise there is a big fee and your case will be dismissed (that is what it says on my paperwork I got from my lawyer). I still have to do mine yet. I am going to do it right after my 341 so I don't forget.
      "I broke, I broke, it's off to Chapter 7 I go"
      http://queenfluff.blogs.experienceproject.com/
      1st meeting w/ Lawyer: 4/3/09 * File: 4/30/09 *341: 6/23/09 * Discharged 8/25/09!

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        #4
        You might want to consider doing Dave Ramsey's online course if you don't have one in mind. I did mine last week. It was excellent!! You can learn a ton!

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          #5
          thanks to all that responded! I did not see these responses yesterday so I got concerned and called the att office and asked. They told me I had to wait until I had my 341 hearing.
          On the papers i got it says after the case is filed. I am so confused!

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            #6
            I took mine in between filing and our 341. Dh still has to take his. I gave a copy of the certificate to our atty a few days before our 341 and he never said I took it too soon. Just took the copy and filed it in our chart and reminded dh to get his done before he forgets.
            filed chapter 7 BK 4/27/09
            341 meeting 6/4/09
            DISCHARGED!!! 8/5/09

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              #7
              You MUST be certain that whatever post-filing personal financial management (debtor education) course you take is approved by your state. You can get that information here - http://www.usdoj.gov/ust/eo/bapcpa/ccde/de_approved.htm

              Most agencies that provide the post-filing course also provide pre-filing courses too. Which agency did you use to take your pre-filing course?
              I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

              06/01/06 - Filed Ch 13
              06/28/06 - 341 Meeting
              07/18/06 - Confirmation Hearing - not confirmed, 3 objections
              10/05/06 - Hearing to resolve 2 trustee objections
              01/24/07 - Judge dismisses mortgage company objection
              09/27/07 - Confirmed at last!
              06/10/11 - Trustee confirms all payments made
              08/10/11 - DISCHARGED !

              10/02/11 - CASE CLOSED
              Countdown: 60 months paid, 0 months to go

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                #8
                I used http://www.hummingbird.org/ for my pre filling. I was able to get a fee wavier being my income is so low so that was nice? I am not sure if I have to apply for another fee wavier for the last part or not

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