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I need to know when I do the 2nd part of the education cert class? I signed papers and the case has been filed from what I understand.
thanks for your help
Yes, just make sure you take it before you are discharged - otherwise there is a big fee and your case will be dismissed (that is what it says on my paperwork I got from my lawyer). I still have to do mine yet. I am going to do it right after my 341 so I don't forget.
You might want to consider doing Dave Ramsey's online course if you don't have one in mind. I did mine last week. It was excellent!! You can learn a ton!
thanks to all that responded! I did not see these responses yesterday so I got concerned and called the att office and asked. They told me I had to wait until I had my 341 hearing.
On the papers i got it says after the case is filed. I am so confused!
I took mine in between filing and our 341. Dh still has to take his. I gave a copy of the certificate to our atty a few days before our 341 and he never said I took it too soon. Just took the copy and filed it in our chart and reminded dh to get his done before he forgets.
filed chapter 7 BK 4/27/09
341 meeting 6/4/09
DISCHARGED!!! 8/5/09
You MUST be certain that whatever post-filing personal financial management (debtor education) course you take is approved by your state. You can get that information here - http://www.usdoj.gov/ust/eo/bapcpa/ccde/de_approved.htm
Most agencies that provide the post-filing course also provide pre-filing courses too. Which agency did you use to take your pre-filing course?
I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED ! 10/02/11 - CASE CLOSED Countdown: 60 months paid, 0 months to go
I used http://www.hummingbird.org/ for my pre filling. I was able to get a fee wavier being my income is so low so that was nice? I am not sure if I have to apply for another fee wavier for the last part or not
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