Well, I met with my attorney again today and I thought he would be filing for me today but apparently not. He said he wanted to wait and file like 2-3 at the same time? I'm like.... ok.....
So, he said he would file it before the end of the week. I'm really nervous because he seems not nervous or concerned...does that make sense? He seems so casual about it and thinks its gonna be just fine. He even made a comment about me being more worried about it than he is... lol.
I am well under median so, I don't need to do the means test. Which I'm glad about. I just started a job in April so I only have 3 paychecks in the last 6 months. He isn't too sure about a travel advance that I got for work last month but I think he's going to include it anyways. It was only a 1,000 dollars... He also said that just based on my housing values alone it gives me cause.
Its just wierd that I feel so relieved about doing it but also scared that something might have gotten left out or the trustee is gonna do something unexpected... perhaps I'm just being a worry wart?
And some of you have read my other posts about my creditors... I'm worried that some of them are going to object... my lawyer just says sit back and see if they say anything and we'll worry about it if and when they do. Its just frustrating when you are trying to juggle your finances and do what's best for you in hard times (IE: I transfered some balances in March from some high rate cards to a balance transfer offer from Discover to try and cut my expenses a bit) and then when you realize everything you were trying to do isn't really helping and decide to file, you learn that oops that might be considered a bad thing.
Anyways, thanks for reading... I'm just so anxious about this whole thing. I hate dealing with the gov't and official things when you're so unsure about what might happen etc... I realize I need to chill out a bit and usually when I get worked up like this everything works out just fine and I paniced about it for nothing...sigh.
So, he said he would file it before the end of the week. I'm really nervous because he seems not nervous or concerned...does that make sense? He seems so casual about it and thinks its gonna be just fine. He even made a comment about me being more worried about it than he is... lol.
I am well under median so, I don't need to do the means test. Which I'm glad about. I just started a job in April so I only have 3 paychecks in the last 6 months. He isn't too sure about a travel advance that I got for work last month but I think he's going to include it anyways. It was only a 1,000 dollars... He also said that just based on my housing values alone it gives me cause.
Its just wierd that I feel so relieved about doing it but also scared that something might have gotten left out or the trustee is gonna do something unexpected... perhaps I'm just being a worry wart?
And some of you have read my other posts about my creditors... I'm worried that some of them are going to object... my lawyer just says sit back and see if they say anything and we'll worry about it if and when they do. Its just frustrating when you are trying to juggle your finances and do what's best for you in hard times (IE: I transfered some balances in March from some high rate cards to a balance transfer offer from Discover to try and cut my expenses a bit) and then when you realize everything you were trying to do isn't really helping and decide to file, you learn that oops that might be considered a bad thing.
Anyways, thanks for reading... I'm just so anxious about this whole thing. I hate dealing with the gov't and official things when you're so unsure about what might happen etc... I realize I need to chill out a bit and usually when I get worked up like this everything works out just fine and I paniced about it for nothing...sigh.
Comment