I have read conflicting views of whether one can use mortgage payments for calculating expenses when doing Ch 7.Especially if i already stopped paying as of Feb 1st and will file in August this year.
What about the home insurance and property taxes? I stopped paying property taxes,(waived impounds) but the home insurance is good till August 2009 and flood insurance till Dec 2009. So technically I can claim the home/flood insurance as expenses, but what about the prop tax I didn't pay?
What about the home insurance and property taxes? I stopped paying property taxes,(waived impounds) but the home insurance is good till August 2009 and flood insurance till Dec 2009. So technically I can claim the home/flood insurance as expenses, but what about the prop tax I didn't pay?
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