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Do I hold the record?

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    Do I hold the record?

    I received my discharge on 07/10/2008 and believe it or not I'm still waiting for my case to close. I've received the letter stating who the disbursements from the Trustee will go to, but still no "official" letter saying my case is closed.

    Pretty soon It'll be an entire year (actually it's been more than a year since I filed). The funny thing is, the liquidated assets I had are all going to one creditor and the Trustee takes the rest. I still owe non-dischargeable taxes so I'm just ready to deal with the IRS and get it over with as opposed to having it drag on and on.
    Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
    341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
    Case Closed 07/15/2009 :D:yahoo:

    #2
    Originally posted by southernbelle View Post
    I received my discharge on 07/10/2008 and believe it or not I'm still waiting for my case to close. I've received the letter stating who the disbursements from the Trustee will go to, but still no "official" letter saying my case is closed.

    Pretty soon It'll be an entire year (actually it's been more than a year since I filed). The funny thing is, the liquidated assets I had are all going to one creditor and the Trustee takes the rest. I still owe non-dischargeable taxes so I'm just ready to deal with the IRS and get it over with as opposed to having it drag on and on.
    How long SHOULD it take for a case to close?
    Very fortunate in the grand scheme of things but have learned my lesson.

    Filed 12/15/08, 341 1/12/09, Cont to 2/12/09, cont to 3/12/09, cont to 4/15/09, cont to 5/11/09, cont to 6/02/09. Discharged 9/16/09, Closed 10/23/09

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      #3
      The case is still open, but you've been discharged?
      I do not provide legal advice. All I do here is give my two cents as an opinion and at least share some of the facts that I know. Attorneys can provide legal advice, so go ask them or hire one.

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        #4
        NOPE - I think I still hold "the title" - my case was not closed for approx 1200 days (3 years plus). I filed in June of 04 and my case was not closed until around April of 08.
        What counts is that you have been "discharged". The rest is just "paperwork" and tying up loose ends for the Trustee.
        The Trustee will keep your account open until he disburses all funds and writes up his final reports for the court.
        My Trustee had property to sell, etc. So he didn't get in ANY HURRY...... and if there is a large amount of cases that have been filed, they really take their time with final reports.
        So don't sweat it, (I know that's hard, I felt the same way you do)..... but basically you have been THRU and OVER wih your case since your "discharge".
        Normally your "closed letter" will come within 30 to 90 days after discharge if there is not a lot involved in your case.
        Minny

        "It's amazing the paths that our feet sometimes follow in life".

        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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          #5
          Oh my gosh, if I had to wait a year or 3 years to close, I would be going out of my mind! I can't believe you're still waiting, southern! I hope you're doing well, BTW!
          Filed Chapter 7: 3-22-08
          341 Meeting: 5-15-08 It went great!!!
          Last day for objections: 7-14-08
          Discharged and Closed: 7-21-08

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            #6
            WOW Minnie, that's definitely a record I hope I don't beat! LOL It's actually not as bad as it seems because my case being open holds off the IRS and gives me time to prepare with how to deal with them. I guess I'll just have to be patient.

            Hi Stilltheone, how's it been going? Long time no hear from. It's been kinda busy lately but I love checking in with you guys because this is my support group and the best group of folks around
            Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
            341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
            Case Closed 07/15/2009 :D:yahoo:

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