Ok, I bet this question has never been asked before! A couple 'that I know' (I've been posting over the year regarding 'them') was going to foreclose on their home. Then the talk was ch 7 due to other debt, plus they had a 2nd mort. on this house. They actually went pretty far into the process of BK before I even heard that the home was included in BK. Duh...should have known that. But in my defense, that is what I was being told.
I wanted to do this months ago, but even when the house was in the foreclosure process, this couple didn't want to risk their ch 7, by removing things from the house. Are people able to live in their house until the BK is final? I've heard it can take 6 mos. for the bank to get someone out though. Just a question....not that it matters now.
Conversation would often dwell on the fact that a new A/C unit sat outside (it is attached to furnace in garage though, so not a cinch to uninstall) and a new screen door...it's a nice door with the retractable screen. This couple heard many times from someone else, that they should have taken the A/C unit. I kept on telling them to sell it. Assuming the trustee wouldn't look back on less than $5K. I think there could have been time. The foreclosure to BK dragged out long enough, where if they played their cards right, and in this economy, just sold what they could out of this house (like everyone else does!) But they wanted to be NICE, to a potential BUYER. Back in 2008, there were no buyers. (we bought though...)
So FF to now and the house was included in the BK. The discharge date is in about a week, maybe less. The only thing that is keeping the screen door on this house is the 16 screws. I counted today. We've been told to go ahead and take the door. But then the couple is also unsure. Guess the atty could be asked? But it sounds petty. This couple did put up NO TRESPASSING signs (the neighborhood had issues) on this house when the moved out (during foreclosure process) and the BANK did change the locks (main door). The screen door is just there, unlocked, shiny and white, and ......calling my name.
Maybe we should take down the NO trespassing signs, then take the door, and there is also a plant out front that I want. Happy memories and it's grown nicely. It's a perinneal.
The door is valued at $250?
I do not care to get arrested. I wonder if the bank even has a screen door listed? I am sure they have a picture of the house. It is an accessory to this house. And I am sure they still have the receipt on this door. It was purchased months after the closing date on the house, so it was not included at the time of sale.
Thanks for your help!
I wanted to do this months ago, but even when the house was in the foreclosure process, this couple didn't want to risk their ch 7, by removing things from the house. Are people able to live in their house until the BK is final? I've heard it can take 6 mos. for the bank to get someone out though. Just a question....not that it matters now.
Conversation would often dwell on the fact that a new A/C unit sat outside (it is attached to furnace in garage though, so not a cinch to uninstall) and a new screen door...it's a nice door with the retractable screen. This couple heard many times from someone else, that they should have taken the A/C unit. I kept on telling them to sell it. Assuming the trustee wouldn't look back on less than $5K. I think there could have been time. The foreclosure to BK dragged out long enough, where if they played their cards right, and in this economy, just sold what they could out of this house (like everyone else does!) But they wanted to be NICE, to a potential BUYER. Back in 2008, there were no buyers. (we bought though...)
So FF to now and the house was included in the BK. The discharge date is in about a week, maybe less. The only thing that is keeping the screen door on this house is the 16 screws. I counted today. We've been told to go ahead and take the door. But then the couple is also unsure. Guess the atty could be asked? But it sounds petty. This couple did put up NO TRESPASSING signs (the neighborhood had issues) on this house when the moved out (during foreclosure process) and the BANK did change the locks (main door). The screen door is just there, unlocked, shiny and white, and ......calling my name.
Maybe we should take down the NO trespassing signs, then take the door, and there is also a plant out front that I want. Happy memories and it's grown nicely. It's a perinneal.
The door is valued at $250?
I do not care to get arrested. I wonder if the bank even has a screen door listed? I am sure they have a picture of the house. It is an accessory to this house. And I am sure they still have the receipt on this door. It was purchased months after the closing date on the house, so it was not included at the time of sale.
Thanks for your help!
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