(darn! I can't delete the "am" part...opps!)
Hi guys,
As some of you know, I started this bk "journey" over a year ago thinking I was going to file a ch 13 because I was over the median by 20K (what I attorney told me I qualified for) and slowly paid his ch 13 fees (4K). Well, within that year, I found this wonderful forum and learned everything I could about BK. I realized that although I was over the median, my expenses outweighed my income, therefore putting me in a possible ch 7 category. As I learned more about BK, I started to doubt that my attorney was representing me correctly...well, he quit my case and I was back to square one
I took my newfound BK knowledge and started interviewing attorneys again, most took one look at my above the median income and told me ch 13 only (without even wanting to hear about my expenses)...I knew better this time around, thanked them for their time and moved on to the next attorney.
Well, I found a great attorney who knew what he was doing (shout out and thanks to Albacore
), hired him last week, and filed for a ch 7 on Friday! 
Finally!!!! 
I just wanted to say how important it is to find the right attorney, this BK process is stressful enough and you need an attorney that you are confident that is looking out for your best interests! It is soooo important to consult with at least 3-4 attorneys (I interview with 6) and not hire the 1st attorney you consult with (like I did the 1st time around).
My 341 is on June 29th and you know what? I'm not worried at all, what happens, will happen...
Now, I'm not sure my petition for a ch 7 will "fly" by the Trustee and ultimately I may be pushed into a ch 13, but I know without a doubt, that at least both my attorney and myself did everything we could.
Hi guys,
As some of you know, I started this bk "journey" over a year ago thinking I was going to file a ch 13 because I was over the median by 20K (what I attorney told me I qualified for) and slowly paid his ch 13 fees (4K). Well, within that year, I found this wonderful forum and learned everything I could about BK. I realized that although I was over the median, my expenses outweighed my income, therefore putting me in a possible ch 7 category. As I learned more about BK, I started to doubt that my attorney was representing me correctly...well, he quit my case and I was back to square one
I took my newfound BK knowledge and started interviewing attorneys again, most took one look at my above the median income and told me ch 13 only (without even wanting to hear about my expenses)...I knew better this time around, thanked them for their time and moved on to the next attorney.Well, I found a great attorney who knew what he was doing (shout out and thanks to Albacore
), hired him last week, and filed for a ch 7 on Friday! Finally!!!! I just wanted to say how important it is to find the right attorney, this BK process is stressful enough and you need an attorney that you are confident that is looking out for your best interests! It is soooo important to consult with at least 3-4 attorneys (I interview with 6) and not hire the 1st attorney you consult with (like I did the 1st time around
).My 341 is on June 29th and you know what? I'm not worried at all, what happens, will happen...
Now, I'm not sure my petition for a ch 7 will "fly" by the Trustee and ultimately I may be pushed into a ch 13, but I know without a doubt, that at least both my attorney and myself did everything we could.
Bankruptcy Wizard
NO ASSET
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