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Post-filing credit counseling, when to complete?

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    Post-filing credit counseling, when to complete?

    Other than after filing, and before discharge, are there stipulations? 341 meeting is next week, and wondering if we should do this before or after.

    We are in FL, by the way
    Filing Date - 4/8/09
    341 Meeting - 5/29/09
    Discharged! - 8/6/09

    #2
    it's a good idea to do it as soon as possible. You will not get a discharge with out it.
    Chapter 7 07/30/2008
    341 09/17/2008
    Discharge 11/21/2008

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      #3
      Our attorney told us it was OK anytime after the 341.

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        #4
        Our papers said it had to be done within like 30 days after the 341.
        FILED CH7: 03/20/09
        341: May 11th, 2009
        DISCHARGED: July 13th, 2009

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          #5
          We did ours one week after we filed. Got it out if the way, one less thing to think,worry about.
          Filed 4-5-09 CH.7
          341- 5-28-09 continued TT had no case paperwork??????
          341 meeting 6-18-09, Went Swell, 3 minutes
          Discharged 7-29-09

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            #6
            We did ours before the 341 to get it out of the way. You need to be able to provide your bk case number when you enroll.
            Ch 7 filed: 3/30
            341: 5/12
            Discharged and Closed 7/20: Now known as- Free Willy

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              #7
              Can this be completed before you file, like 2 weeks ahead? What kind of questions does it ask, etc?
              9/22/2009 - officially filed chapter 7
              11/03/2009 - scheduled 341 - COMPLETED
              01/04/2010 - last day for objections
              01/11/2010 - DISCHARGED & CLOSED

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                #8
                Originally posted by drowningNdebt View Post
                Can this be completed before you file, like 2 weeks ahead? What kind of questions does it ask, etc?
                This is the second course you take after You have filed.

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                  #9
                  Legally you have to have completed the course 45 days after the first scheduled 341 meeting. However many lawyers like for you to have it done in 30 days or less so that they have sufficient time to file the certificate.
                  May 31st, 2007: Petition Filed by my lawyer
                  July 2nd, 2007: 341 Meeting Held
                  September 4th, 2007: Discharged and Closed.

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                    #10
                    I did mine before my 341, since the attorney's office told me it was a good idea to get it over with. I also heard attorney's telling their clients at 341 that they should get it done ASAP so they don't forget about it.
                    Filed Chap 7 on 3/6/2009
                    341 on 4/15/2009
                    Discharged 6/16/2009

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                      #11
                      We had our 341 Friday. The lawyer said we legally have 45 days to get it done but he'd rather we do it this week. He says the sooner the better. I did mine Friday night and I'm waiting on dh to finish his.
                      4/09 Converted to a Ch 7 due to loss in dh's income
                      5/09 UST now involved no idea what happens next
                      7/09 UST has decided to withdraw his motion to dismiss!
                      7/27/09 DISCHARGED!!!

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                        #12
                        i did mine before my 341, gave to the Trustee and filed a "proof of service" with the court along with a form that the court sent me which has to be completed and sent in with cert.
                        i used an online firm called 50-30-20 Money Plan. it was the cheapest at $14.95(and was approved by my local court), took at least 1.5 hours. im Pro Se, although i used a law firm that filled out my paper work, they suggested to get it done soon after filing. some wait till close to the deadline, but why? might as well get er done asap.

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