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Filing tomorrow South Florida District

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    Filing tomorrow South Florida District

    Hi,

    I did it all on my own. Have been procrastinating for months to do this, but in light of the new law I was motivated to get all the paperwork and file tomorrow.

    basically I had tons of credit card debt and some student loans.
    I downloaded the forms from the internet and filled them out.


    The most frustrating thing was - getting information about who has my debt. Some creditors would not give address informaiton and some have sold the debt to another collection agency, which sold it to another - so I had to be a spy to figure out who owns my debt and where it is now.

    NCO sytems was a major problem.

    So it will cost me $209 to file tomorrow. I have to go to kinkos and make all the copies.

    Thanks for all your support.

    #2
    we are awaiting our discharge in about one month from the Southern district of Florida...let us know who your trustee is

    Comment


      #3
      Originally posted by afedorek
      I did it all on my own...

      The most frustrating thing was - getting information about who has my debt. Some creditors would not give address informaiton and some have sold the debt to another collection agency, which sold it to another - so I had to be a spy to figure out who owns my debt and where it is now.

      NCO sytems was a major problem.
      ...
      CONGRATS!!!


      Please share your hints and tips on how to get the info -- I am in the same boat, must file this week!!!


      On another website, they told me to list the original creditor and any collection agencies also... I can try match them up by the approximate amounts... Any advice?
      Last edited by quest42; 10-10-2005, 11:38 PM.
      I'm in N. California ... Thanks for your replies!
      10/11/05: bought www.form7.com software
      10/14/05: Filed Ch 7 BK Petition pro se skeleton
      10/27/05: Filed all schedules, etc.
      11/17/05: 341 meeting (done!)
      01/16/06: Last day to file objections
      01/18/06: Discharged, closed

      Bankruptcy LINKS

      Comment


        #4
        We also filed in South Florida and awaiting our discharge a week from this Friday. Good luck to you!

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