Transunion Removed ALL Negatives from my credit

[shelveen]

Hello Everyone

With all your help, I filed chapter 7 december last year and it was discharged in april this year. im 21 years old and i need to restart on the correct path.

need some feedback here. A couple of weeks ago, i have disputed some information from my credit. It was legit incorrect information from my brother's credit that was reporting on my credit. I updated my report on truecredit today and saw that transunion had removed ALL negatives on my credit..including my voluntary repo..all negative accounts. I have one amex account which is reporting all on time and they ALSO removed all the inquiries but 2...i had 24 previously!! The only thing on my transunion report now is my amex, which im an authorized user on, and the chapter 7 bankruptcy.

is this normal?

you think the order credit bureau's will do the same?

[DownNotOut]

This happened to my husband many years ago. He had a judgment on his credit and other charged off debts from his previous marriage. They were all paid, but still were negatives on his CR. He disputed something that was unrelated to any of these things and the next thing we know, we got an updated CR and ALL of the negative accounts were removed, including the judgment. All that was left was our mortgage and his car payment and some old cc accounts that had been paid off, but were positive. I never found out why this happened, but I didn't question it and the items never reappeared. This happened on all 3 CR's because he disputed the original item on all three. It was really strange, but I'm not one to complain about something going our way! So maybe, it will be the same for you.

(This is just my experience and not necessarily what will happen in your case )

[Flamingo]

What the credit reporting agencies did was temporarily remove items due to your dispute. Don't worry - they will be back if the creditor verifies them as being correctly reported. The incorrect information as to your brother should hopefully be removed. If it is not, you will have to contact that creditor directly.