Originally posted by SocalBroke
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Bank Account Lien?
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So, does anyone think I have to worry???? as of the 16 of June...my last dep of 600.00 they didn't freeze it and I took the money out.I filed on June 12th 09. I have another dep of 600.00 due to go in on the 30th of June and then retirement on July 1st of 447.00. How do you know if they freeze it??? Do you call or just go get the money and they tell you right there?filed June 12,09
341 July 20,09
deadline to object Sept 18,09
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Denise, read the entire thread. Look at what the OP had to go thru to get his money. I would move my account so the direct deposits no longer go into a Wells Fargo account - JMO.Filed CH 7 9/30/2008
Discharged Jan 5, 2009! Closed Jan 18, 2009
I am not an attorney. None of my advice is legal advice in any way..
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My deposits are very low amounts....I don't have money...One of these is a gov dep for a Military retirement that is 447.00...those people are so hard to get a hold of to change things. The other is alimony at 600.00 every other week....Do you really think I should stop these and have them send checks.....really???filed June 12,09
341 July 20,09
deadline to object Sept 18,09
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Originally posted by denisejohn65 View PostMy deposits are very low amounts....I don't have money...One of these is a gov dep for a Military retirement that is 447.00...those people are so hard to get a hold of to change things. The other is alimony at 600.00 every other week....Do you really think I should stop these and have them send checks.....really???
At the very least, as checks post to your WF account, pull as much cash out as possible and pay bills via money orders or cash to just keep the account running in good standing so if your account does indeed get frozen, you minimize as much as possible the amount of funds getting tied up or potentially lost if the Trustee seizes any or all money.
Once the BK is discharged, you can go back to business banking as usual with no fear of having your bank freezing funds, but from the time you file your paperwork before your hearing to the point it's discharged, there will always be a risk with Wells Fargo freezing your account.
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Wells Fargo Administrative Freeze
I went with my friend to file Chapter 7 because her husband just died. Wells fargo put an administrative Freeze on the funds that were in her account ($2500) the money was exempt because it was social securty death benefits but she was a signer on her mothers account and they put a hold on her account for $9400. After searching the web I found that Wells Fargo scans the BK filings to see if any of its depositors have filed and if they find them the put a freeze on their funds.
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Keep us posted. I had more crap with CU, GTEFCU sent me a letter yesterday, Saying since I caused them a loss , My name will be read at a special meeting to expell me from every having a CU account. Of course I do not care, I told them to close my account when they tried to get me to reaffirm it, after they show it as bkrptcy on credit report.
THey tried to tell me if I paid they would give me back my debit card. then they never sent it to me. I am also receiving letters to try and collect debt that is part of bkrptcy.chpt 7 ,5-2009
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