I noticed tonight that the car lease that I wanted to reaffirm when I file on Sept 1st will have its last payment on Sept 1st as well. It was a 30 month lease and I actually thought it was a 36 month lease. 
My turn in date for the car is on Oct 1st. NOW, I have no idea what to do because I wanted the car lease payments to be a part of my expenses when I filed. If the last payment is due on it is the same day that I file I won't actually have the payments anymore, but I won't have a car either. When filing I actually wanted to file an intent to reaffirm the loan and then not actually go thru with it but use the payment as a way to increase my expenses since I actually plan to buy a used car afterward. I can't buy it now as I need a car that will cost approx $3000 or $4000 but here in Florida we can only have $1000 equity in a car exempted, so I can't buy it now or I would.
What can I do?
Suggestions
My turn in date for the car is on Oct 1st. NOW, I have no idea what to do because I wanted the car lease payments to be a part of my expenses when I filed. If the last payment is due on it is the same day that I file I won't actually have the payments anymore, but I won't have a car either. When filing I actually wanted to file an intent to reaffirm the loan and then not actually go thru with it but use the payment as a way to increase my expenses since I actually plan to buy a used car afterward. I can't buy it now as I need a car that will cost approx $3000 or $4000 but here in Florida we can only have $1000 equity in a car exempted, so I can't buy it now or I would. What can I do?
Suggestions
341 - 9/14/09
Closed 12/8/09