top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

How do I find out if a CC for a department store is secured or unsecured?

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    How do I find out if a CC for a department store is secured or unsecured?

    I have an American TV and appliance store CC card. I used it last fall to buy a dishwasher. This dishwasher is not installed yet but obviously they don't know that and it can be screwed to the floor and plumbing hooked up to it real easy.

    So here is my question. I had fully intended to pay this off until last month they wouldn't lower my interest from 29 %. This was a low end Dishwasher anyway. Not even 400 dollars.

    I understand some of these type stores consider themselves secured, how do I find this out without calling them. I still owe around 300 on this due to all the late charges and high interest even though I have paid 3 or 4 payments on this.
    Filed 5/11/09 Chapter 7
    341 Meeting 6/5/09
    Discharged 8/5/09
    Case Closed 8/6/09

    #2
    List it as unsecured. Let them contest it - they probably won't bother.
    Filed CH 7 9/30/2008
    Discharged Jan 5, 2009! Closed Jan 18, 2009

    I am not an attorney. None of my advice is legal advice in any way..

    Comment

    bottom Ad Widget

    Collapse
    Working...
    X