I need to get this answered asap. My husband hasn't even received his yet... he is never home when the guy comes. Hopefully he will finally get it on Saturday. Will he have 20dys from when he gets his? What is it 20dys from?
It's for our first mortgage btw. I am in the process of filling out my loan modification paperwork so we can hopefully get a mod before filing bk. We have a 2nd mortgage as well.
So do I just write a letter explaining why we are in default and what happened but that we are trying to get our loan modified so we can keep our house? What all do I say? Do I mention that we are planning to file bankruptcy at all?
What happens when I reply? I used to have all this thought out and now I'm all confused again. I just don't want to get booted out of our house until we can at least figure out if we can modify. If we don't get a mod then we are just giving up the house and filing chapter 7 asap. so that we don't get the 1099 for foreclosing.
We have a redemption period in Wisconsin... when exactly does this start?
It says we have to respond with a written answer, as that term is used in chapter 802 of the WI statutes, to the complaint. The court may reject an answer that does not follow the requirements of the statutes.
What happens if they reject it? What step happens next?
Ok and so since it says we have 20dys of receiving the summons... to send an answer... that means the date I signed for it right? I signed on 4/15/09. Hubby has yet to receive his. Do we each have to answer and does he have a totally different date to reply by than I do then?
We have so much other stuff going on right now too and I thought I had this all clear in my head but now I'm just... not sure anymore. Ahhhh.
I can do this
Thank you.
It's for our first mortgage btw. I am in the process of filling out my loan modification paperwork so we can hopefully get a mod before filing bk. We have a 2nd mortgage as well.
So do I just write a letter explaining why we are in default and what happened but that we are trying to get our loan modified so we can keep our house? What all do I say? Do I mention that we are planning to file bankruptcy at all?
What happens when I reply? I used to have all this thought out and now I'm all confused again. I just don't want to get booted out of our house until we can at least figure out if we can modify. If we don't get a mod then we are just giving up the house and filing chapter 7 asap. so that we don't get the 1099 for foreclosing.
We have a redemption period in Wisconsin... when exactly does this start?
It says we have to respond with a written answer, as that term is used in chapter 802 of the WI statutes, to the complaint. The court may reject an answer that does not follow the requirements of the statutes.
What happens if they reject it? What step happens next?
Ok and so since it says we have 20dys of receiving the summons... to send an answer... that means the date I signed for it right? I signed on 4/15/09. Hubby has yet to receive his. Do we each have to answer and does he have a totally different date to reply by than I do then?
We have so much other stuff going on right now too and I thought I had this all clear in my head but now I'm just... not sure anymore. Ahhhh.
I can do this
Thank you.
Comment