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    Getting closer to filing

    Hi everyone - I have been off this forum for a while due to health issues following my surgery - I pretty much lost interest in getting anything done! We are back on track now, turned all paperwork in to our attorney and should have the schedules to review next week. If all goes well and the attorney is satisfied with how our file looks, we should be filing the second week of May!

    Re-cap of our filing situation - Chapter 7 - for reference of those filing later

    -two homes that we let go to foreclosure (1 in March, 1 in April - both by the first lienholders)
    -two second mortgages that are now unsecured (over 170k combined)
    -cc debt approaching 190k (going up thousands every month!)
    -moved from CA to WA 6 mos ago
    -we are now under the median by about 8k/yr
    -we received (and spent) about 11.5k in tax refunds this year
    BKForum Blog: The Journey

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    #2
    Welcome back Trixie007, I hope you are feeling better after your surgery.
    Filed CH 7 9/30/2008
    Discharged Jan 5, 2009! Closed Jan 18, 2009

    I am not an attorney. None of my advice is legal advice in any way..

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      #3
      Welcome back and hope you are feeling better...
      Hey did the CA ever call your pastor?!?
      May 2008 Hired 1st Attorney/Stopped paying CCs
      May 21, 2009 Retained 2nd Attorney
      May 28th - Filed for Ch 7 (FINALLY!)
      9/11/09 - DISCHARGED!!!!

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        #4
        Glad you're back!

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          #5
          Thank you guys! I am feeling better, although still tired a lot, which the doc says could go on for months, no way to predict. At lease I'm not in pain anymore.

          I don't know if they ever called my pastor, but they sure still call me a lot! I still read his blog, and he hasn't made any funny posts about dead-beat church-goers, so....
          BKForum Blog: The Journey

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            #6
            I'm glad you are back and feeling better. I missed you!

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