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Finally Discharged

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    Finally Discharged

    Well,
    I filed in NOV. 341 in Jan and I received my Discharge yesterday. It took awhile and I didn't have any problems other than waiting for my reaffirm papers. The attorneys office did give me a last minute scare stating that we were dealing with a new judge and he was calling everyone in front of him explain how they planned to continue to pay anything they reaffirmed if they were negative. I was negative by almost 600.00 on Schedule J. I was able to write up my statement explaining how I would pay for everything. I also made a statement that I had never been late for my house payment or ever missed any of my vehicle payments prior to filing bankruptcy.

    He signed the reaffirmation agreements and I didn't have to appear. The attorneys office was surprised.

    #2
    Wow! Good deal! Congratulations on your discharge! Time to celebrate! Woo Hoo
    Filed CH 7 9/30/2008
    Discharged Jan 5, 2009! Closed Jan 18, 2009

    I am not an attorney. None of my advice is legal advice in any way..

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      #3
      Congrats on the new beginning. It's wonderful to see people get a fresh start. Hope to join you in a few months.
      Ch 7 filed: 3/30
      341: 5/12
      Discharged and Closed 7/20: Now known as- Free Willy

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        #4
        Congradulations on "surviving" it all.......
        Now on to a new beginning, some reorganization of your lifestyle, and being thankfull that its all over and you can relax.....

        Make the new beginning opportunity "work for you"..... use it wisely.
        Minny

        "It's amazing the paths that our feet sometimes follow in life".

        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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          #5
          Good luck hopefully you can get there without any hiccups..

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            #6
            WhoooHoooo!!! Congrats and enjoy your fresh start!!

            P.S. Where's those hamsters?!?
            May 2008 Hired 1st Attorney/Stopped paying CCs
            May 21, 2009 Retained 2nd Attorney
            May 28th - Filed for Ch 7 (FINALLY!)
            9/11/09 - DISCHARGED!!!!

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              #7
              Congratulations! Great that you didn't have to appear too!
              BKForum Blog: The Journey

              sigpic

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                #8
                Way to Go Mi!!!!!!!

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