Hi all, so i turned in my lease early because i never reaffirm, payment was really high and we would of owed a ton of money if we would of finished the lease.
So we got to a chevy dealer and they approved us for a 22.9% loan with a 3000.00 aquisition fee. I was like are you nuts. Again, being ripped off. So I go to a Ford dealer and talk to the finance guy and tell him that I do not want to be ripped off, that I filed a BK obviously, you can see we don;'t have much now that we just discharge 1 day ago. He basically, tells me that he will look into a few things and let me know. I tell him, please do not BS me, I am not an a-hole and will not jump just because I need a car.
He calls me the next day and says I have 2 things.
(1) you were approved for a used vehicle at 16.99
(2) you were also approved for a brand new car at 0%!!!! YUP YOU HEARD IT 0%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I was like wow, I am only discharged 1 day and you can get us approved for 0%. He says ford is running really good sales promotion and rebates.
SO, we naturally get the brand new vechile with ZERO PERCENT....
I thought I would share that with some of the people (including me) that never thought I would see a decent rate after discharge, let alone 1 day after. All we had to do was show the discharge.........
So we got to a chevy dealer and they approved us for a 22.9% loan with a 3000.00 aquisition fee. I was like are you nuts. Again, being ripped off. So I go to a Ford dealer and talk to the finance guy and tell him that I do not want to be ripped off, that I filed a BK obviously, you can see we don;'t have much now that we just discharge 1 day ago. He basically, tells me that he will look into a few things and let me know. I tell him, please do not BS me, I am not an a-hole and will not jump just because I need a car.
He calls me the next day and says I have 2 things.
(1) you were approved for a used vehicle at 16.99
(2) you were also approved for a brand new car at 0%!!!! YUP YOU HEARD IT 0%!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I was like wow, I am only discharged 1 day and you can get us approved for 0%. He says ford is running really good sales promotion and rebates.
SO, we naturally get the brand new vechile with ZERO PERCENT....
I thought I would share that with some of the people (including me) that never thought I would see a decent rate after discharge, let alone 1 day after. All we had to do was show the discharge.........
* Discharged 8/25/09!
waiting to file in july-august, 
NO ASSET
Now known as- Free Willy
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