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    Not reafferming

    We were told the c.u. would not reaferm on our van so we drove it down to the office parked it walked in and handed them the keys, they sent us a letter telling us we are late on payments,it has been over a month since we did this,we are supposed to discharge on May 22,is this normal?

    #2
    Originally posted by lostand View Post
    We were told the c.u. would not reaferm on our van so we drove it down to the office parked it walked in and handed them the keys, they sent us a letter telling us we are late on payments,it has been over a month since we did this,we are supposed to discharge on May 22,is this normal?
    Did you get some type of official signed form from your credit union that they now have your vehicle back in their possession? Has your credit union filed a motion with the court to lift your automatic stay? Did the letter you received clearly state that the letter was not a request for payment?
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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      #3
      We did not get any thing we took the keys in we asked if we needed to sighn any thing and they said no

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        #4
        When we took our car back to the dealership last week we got signed and dated paperwork, which included the current odometer reading. It even stated that we gave them 2 sets of keys back.
        Chapter 7 filed 10/21/2008
        341 - 11/26 went smooth NO ASSET
        Took 115 days after 341 - But Finally DISCHARGED 3/25/09

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