So, we finally filed on the last day of March. Yesterday we got a form letter in the mail (looked like it was geared toward creditors) - it says what day our creditor's meeting is (5/11) and it also said "Presumption of Abuse does not arise". Does that mean a trustee has already looked at our case and made that determination? Or does that just mean that we passed the means test according to our filing?
Today was the first day in a long time NO ONE called me. Even after I had a case number, I didn't answer the calls - I think I read too many horror stories in this board! I'm a BIG chicken! I couldn't believe it - the same number would call once an hour for 10-12 hours some days!
I checked the paper this week to see if our name was in it - but I didn't see it. It's amazing though... when we first started talking about BK I was HORRIFIED at the thought someone might find out... now, I really don't care. It is what it is - and it was the best choice we could have made right now.
I am nervous for the creditors meeting - once we added up our credit card debt it was A LOT. We probably should have filed 1 year ago.
Today was the first day in a long time NO ONE called me. Even after I had a case number, I didn't answer the calls - I think I read too many horror stories in this board! I'm a BIG chicken! I couldn't believe it - the same number would call once an hour for 10-12 hours some days!
I checked the paper this week to see if our name was in it - but I didn't see it. It's amazing though... when we first started talking about BK I was HORRIFIED at the thought someone might find out... now, I really don't care. It is what it is - and it was the best choice we could have made right now.
I am nervous for the creditors meeting - once we added up our credit card debt it was A LOT. We probably should have filed 1 year ago.
Got to love family feuds
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