DO I need to wait till bank account is 0.00?
I recently sold about 800-900 worth of belongings on ebay to help towards food and the 300.00 filing fee. I currently have 400.00 in my account now and was thinking about filing this week or next. Is this going to be an issue? If I take the 300.00 filing fee out, that is still 600.00 i have made and would have had in my account 1-2 weeks pre-filing. If i withdraw it all will it be suspicious or should i leave it???? Thanks!
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Do you have a lawyer? Pay it to him up front and see my previous post to you. Don't delay, you are lengthening your pain. 'HubOriginally posted by Beeheery View PostIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010. -
I want to file pro-se. I am no asset so don't think I need one. The calls have stopped (so i dont need them for that) and the questions i do have for an attorney, they wont answer for me. So...i was going to use the left over money for food, and some other household necessities. Am i not allowed to have any money when I file? I would like to save 100-200 just to start saving but do not know if it is allowed. I received your email Hub. Thank you. I wrote you back too.
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You're allowed to have money in your bank account based on your state's exemptions. This will be listed/declared on on your bk papers....Comment
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You can always go grocery shopping and stock up.Chapter 7 filed 10/21/2008
341 - 11/26 went smooth
NO ASSET
Took 115 days after 341 - But Finally DISCHARGED 3/25/09
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Do I need to save receipts if I go grocery shopping or is the amount so small that it doesnt matter??Comment
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It's always safe to save your receipts, although nothing will probably ever come of it. So, what state are you in? That makes a world of difference.Comment
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Florida. Is that good or bad??? I didn't know states mattered. EEk!Comment
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From everything I've read, Florida can be good or bad. Basically, you need to exempt everything you can if you want to keep it. Each state has it's own bankruptcy exemptions. I recommend doing searches on here for Florida exemptions. It also depends a lot on whether you are exempting equity in a house or not. If you are not exempting equity, then you can get a $4000 wild card exemption that can apply to anything, including the amount in your bank account.
I'm not from FL, but a lot of people on this forum are, so you may want to include this with your questions to get the best answers.Comment
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Thanks so much Joe. Nope, do not have a house so I know I can use the 4k wildcard. So does this mean I could have 2k worth of personal property and 2k in cash? I mean I would prefer to do that if possible so I can start saving $$ as soon as I am discharged. In fact, I do not even think I have 1k worth of property if we use garage sale value on everything so that is good if I am able to get more $$ and exempt that. Thanks ;)Comment
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Beeheery - yes, you can have 2K personal property (well $1999 and a buck for your couch) and 2k in cash.Comment
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