If I reaffirm and just want to keep the original terms of the contract is that doable? I have a 6.89 rate fixed for 5 years. I have a little over 4 years left and a balance of about $17500. Car books at 16,800 would probably sell for 13,000. However, I like it allot. Payment is affordable at $389 and interest rate is killer.
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9/22/2009 - officially filed chapter 7
11/03/2009 - scheduled 341
- COMPLETED
01/04/2010 - last day for objections
01/11/2010 - DISCHARGED & CLOSED
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I heard Navy Fed doesn't negoiate so I might be screwed. I saw this from someone else...http://www.722redemption.com/debtor.aspx....Maybe I'll just break ties. I have CC, Car Loan, and 2nd Mortgage with them. They might be a little mad. I might not pay the 2nd, discharge the CC, and only keep the car loan (no equity).
@Logan,
I heard USAA cuts you off...I have Homeowners, Car Insurance, and Life Insurance through them, but plan to discharge a CC that I have with them. I'm in CA, I heard some states protect you. Anyways, has USAA dropped you?Comment
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