Hi, I am new

[StartingOver08]

The biz. is actually fine. Thats not the problem, my poor judgment in this last year is, 20+ years of responsibility and I went crazy over a 3 month period. Unbelievable. Sounds like I am better off letting the house go, pay minimum payments on the cards for a few years.

The biz may be fine - BUT when you file BK, the business is considered an asset of YOURS. That is why we are asking all these questions. There is a filer on here that filed personal BK Ch 7 and owned a business with his brother. He did not realize the Trustee would go after the business to satisfy his own personal debt.

You have more at risk BECAUSE your business is fine! That means you have an attractive asset for the Trustee. This is an asset whether the business is incorporated or not. For most of us small business owners, this was a surprise. We are just trying to give you the benefit of what we have gone through already.

[OhioFiler]

Cash advances, gambling, a car, electronics. I have told him but he says that the 6 month is all they will look at. The cards are wortless, 2 cents at best, people buy the cards to get the DVD, the cards are just a prop.

I think you need to talk with another attorney.