Discover Payment Settlement - Still Go Bankcrupt?

[BKUniverse]

Hi folks...

I have question for everyone....is it possible to setup a payment plan with Discover Card, make the small monthly payment until I am able to file bankcruptcy and when the time comes to file, still include them in the bankcrupty?

Thanks for your input!

BKUniverse

[2Bshinyandnew]

Hi folks...

I have question for everyone....is it possible to setup a payment plan with Discover Card, make the small monthly payment until I am able to file bankcruptcy and when the time comes to file, still include them in the bankcrupty?

Thanks for your input!

BKUniverse

yes

[keepmine]

If bk is the endgame, why would you want to pay anything? You're just throwing momey away.

[broken64]

Consult a lawyer, and he/she will guide you to stop making payments now. Anything that can be put into BK you should not be paying on at all. Read previous threads and get educated. If you research and read through the threads it will help you. I know if the longer you pay on something the longer you have to wait to file, so research and get wise, but also ask, that is what this forum is all about. Good luck, you have all of us here to support you.

[BKINAZ]

We are doing everything we can to file at the end of the year vs now...to get some things in order. With that said, we had one credit card (that we would use until 90days out) that kept our limit high and so we made a nice payment last month, good faith if you will...ironically...they killed our limit down to like $400 available and I need way more than that for my business...so the card is useless to us...so we have no motivation to pay large payments any longer.

I don't think you can make an arrangement and have any sort of available balance...so why waste your money?

[TEW]

Hi folks...

I have question for everyone....is it possible to setup a payment plan with Discover Card, make the small monthly payment until I am able to file bankcruptcy and when the time comes to file, still include them in the bankcrupty?

Thanks for your input!

BKUniverse

Why would you want to do such a thing. you would be wasting your money.
When you file chapter 7 all debt is included......

[HHM]

I concur with the others, if you are ultimately going to file BK, don't pay anything.

It would be many many months before anything bad would happen.

[2Bshinyandnew]

yes

I just went back to this thread and saw my submitted reply was only the first word of the reply I intended to send.

I meant to say, Yes, but, why would you want to? If you intend on filing,stop paying.