question about my audit...

[onacliff]

I am gathering the info that the UST asked us for on 3/12-- last wed when they were there at our 341. My question is how long do I have to give it to them? Will the UST decide my case was presumed abusive before the UST sees the documentation for the numbers we submitted... I understand they have 10 days from the conclusion of the 341-- do I have to get them EVERYTHING before then so they can make a decision--- that seems almost impossible- unless I quit my job and give away my kids-- It will take some time to gather everything they have asked for. I am just panicking right now...

[jessegirl]

I am gathering the info that the UST asked us for on 3/12-- last wed when they were there at our 341. My question is how long do I have to give it to them? Will the UST decide my case was presumed abusive before the UST sees the documentation for the numbers we submitted... I understand they have 10 days from the conclusion of the 341-- do I have to get them EVERYTHING before then so they can make a decision--- that seems almost impossible- unless I quit my job and give away my kids-- It will take some time to gather everything they have asked for. I am just panicking right now...

I was able to gather everything that the UST requested within the time limit. The only thing I could not produce was the 2 years CC statements. WHat are they asking?

The reg trustee filed his no presumtpion of abuse right after my 341, but that did not stop the UST from going forward with there claim.

Do you have an attorney? I know its very nerve racking to go thru this believe me i know.

Goodluck

[onacliff]

they didn't give me a time line-- what typically is the timeline.

[jessegirl]

When i received the letter they gave me approximately 7-10 days to gather up all the information. Do you have an attorney?

[onacliff]

yes... we have an attorney. The UST handed us a sheet of paper with all the things that needed documentation-- which is everything... very informal i would say-- Just says- NEED XXX NEED XXX etc. not on any stationery or anything formal no signature etc...just typed word doc.

I received a letter from my attorney today stating 3 things can happen- satisfied with expenses, files to dismiss you defend and win or you convert/dimiss... Nothing else.


this is all so surreal...

[DebtStinks]

What kind of stuff are they looking for other than the typical 2 years bank statements, pays stubs, CC statements, etc?

Been trying to get all our paper work in order before we file... but hearing stuff like this makes me nervous.

[onacliff]

I wouldn't be nervous... We knew this was coming... We are over the median and have a lot of cc debt.

My question to those that have been through this... How do they expect each item documented? I have for instance my food. I have gone through my checking account added up all expenses and listed... they expect that and the statement/receipts to back up number... Then multiply that by each line item...OR do they just expect one copy of each account the the expenses highlighted??/ I am sooooo overwhelmed and burried in paper right now I am even loosing focus on what it is I am doing...
Any insight on "how" you submitted all the documentation would be helpful.
THANKS!