Form7 Schedule F question

[liric2]

Form7 software only allows creditor names to be imputted seperately.
Is it O.K. if I list collection agencies, etc. as completely different accounts, even though this will double or triple my totals, because there's no way to specify that I only owe money to one of the entries I make. I want to put the original creditor on the form, just in case.

[StaciMM]

List the account 2X, noting the 2nd as a 'duplicate' for account type. Enter $0 on the duplicate.

So...

XYZ Hospital
123 Main St
Somewhere, USA 12345
$1500
Medical Bill

XYZ Hospital
ABC Collection Agency
457 Plain ST
Ghost Town, USA 98765
$0
Duplicate

[liric2]

As far as I know Form7 (http://www.form7.com/) software doesn't have a place to list account type. And would I list the collection agency with a O balance even though their the one that currently holds the account.

I'm just curious about how other who've used the software handled it. Thanks for your reply.

[Teri]

I used form7.com and I did it just as StaciMM stated -

[liric2]

I assume that you both mean to list the account type as a duplicate under "consideration for claim". Is that correct? Do I list the collection agency as a duplicate with a 0 balance even though their the ones who now now hold the account, or the original creditor even though their not technically a duplicate. Stupid questions I know, but thank you both for your help.

[originalhealer]

I used Form 7 to file my bankruptcy as well, have you tried to look at the help files? That's where it tells you how to handle listing collection agencies.

StaciMM told you exactly correctly how to list. It doesn't matter who holds the account, the collection agency cannot collect for an account that has been discharged by the original creditor. You can't list the same debt twice because it will overstate the amount you actually owe.

[quest42]

Good to know. Thanks for the answers!