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So. California Median Income level?

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    So. California Median Income level?

    I have talked to an attorney and after i told my income and debt level he kept bringing up ch13. Can anyone give me a clue on whether i might qualify for ch7. my numbers are as follows:

    Family of 5
    income 59652 anually
    49000 of unsecured debt

    thank you for any replys. I appreciate this site very much!

    #2
    www.legalconsumer.com check out their means test

    My sense is that you should be below the median but I don't know what it is for california. I know for 3 people in washington it's 69577 now (and by now, I mean in 2 days)

    Comment


      #3
      You qualify for a Chapter 7.

      California median for a family of 5 is $6993/month and you are below that.

      I'd check out another attorney for another consultation.
      Chapter 7 filed 10/21/2008
      341 - 11/26 went smooth NO ASSET
      Took 115 days after 341 - But Finally DISCHARGED 3/25/09

      Comment


        #4
        Is it that depend on the county you live in also?
        Last edited by knguye11; 03-13-2009, 04:28 PM.
        There is light at the end of the tunnel, you just have to walk toward it. K-11

        Comment


          #5
          Click on the link above on the comment from Lolasaurus. You will then enter your zipcode.
          Chapter 7 filed 10/21/2008
          341 - 11/26 went smooth NO ASSET
          Took 115 days after 341 - But Finally DISCHARGED 3/25/09

          Comment


            #6
            Originally posted by knguye11 View Post
            Is it that depent on the county you live in also?
            No, it depends on your state. In CA, for a family of 5, you can earn $83,914 per year.

            You are way below median, and I would have a hard time believing that you would have to do a chapter 13.

            Comment


              #7
              You are way below the median. I do not understand why an attorney would recommend chapter 13. Maybe the attorney charges more for chapter 13.

              I suggest you get a second opinion.
              5/29/09 ~ filed chapter 7
              7/13/09 ~ 341 meeting
              10/8/09 ~ Discharged!!!
              10/27/09 ~ Closed!!!

              Comment


                #8
                Exactly why...the attorney makes alot more moola

                Originally posted by ska View Post
                You are way below the median. I do not understand why an attorney would recommend chapter 13. Maybe the attorney charges more for chapter 13.

                I suggest you get a second opinion.
                Nice honest turd ball !!! Go get someone that wont throw you under the bus. NEXT!!!!!!!!!!!!!

                Comment


                  #9
                  thanks for all your replys

                  Comment

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