car ride through?

[deadmonetree]

Hello i cannot find a list of which states allow ride throughs.. Does anyone know if arizona allows them and the credit union is pentagon federal in virginia ( dont know if that makes a difference) thanks

[deadmonetree]

does anybody know where i can look to find out if az allows ridethroughs?? thanks

[spearmint]

Whatever is a ridethrough?

[deadmonetree]

when you dont sign a reaffim you just keep paying the car payment.

[spearmint]

when you dont sign a reaffim you just keep paying the car payment.

Okay. Thank you

[Bell30656]

My lawyer told me that the ride through is technically not allowed. However, then in his next breath he told me that we'd be putting my truck down as a reaffirmation but then we would not be signing the reaffirmation agreement. My question to him was "Isn't that a ride through?" He just kind of laughed.

[OhioFiler]

My lawyer told me that the ride through is technically not allowed. However, then in his next breath he told me that we'd be putting my truck down as a reaffirmation but then we would not be signing the reaffirmation agreement. My question to him was "Isn't that a ride through?" He just kind of laughed.

There is no place on the filing for a "ride-through" thus no legal concept.

I think what the poster is inquiring about is state specific laws on the rights of a lienholder to repossess a vehicle if the owner is current on payments.

I don't have the answer. Just wanted to clarify the query!

[kenshirley]

We are in AZ and current on our very modest payment of $225.
We asked the attorney if we needed to reaffirm with Toyota or not and he told us yes as all debts must be listed, regardless.
Maybe that gives you a little more information.

[deadmonetree]

i guess what i mean is in az, can you just keep making the payment or do you have to sign a reaffirm to keep your car from what i understand some states allow you to do that still (ride through). i just cant find what states are the ones that allow it.