timeframe to "unreaffirm the house"

[lucky]

Hey all, i've filed pro se and just had my meeting of creditors last week, i reaffirmed the house we have but now i've decided to piss on it and let it go back. Does anyone know the time frame i have to file a 'withdrawal of reaffirmation?" can i do it prior to the discharge or is it so many days from the filing of the petition?

thanks for any help

Lucky

[StartingOver08]

File your Amended statement of intentions right away. It does need to be filed before the discharge. Since you have had your 341 already, it is best to get it filed now.

[TEW]

Hey all, i've filed pro se and just had my meeting of creditors last week, i reaffirmed the house we have but now i've decided to piss on it and let it go back. Does anyone know the time frame i have to file a 'withdrawal of reaffirmation?" can i do it prior to the discharge or is it so many days from the filing of the petition?

thanks for any help

Lucky

BEFORE discharge.

[lucky]

Thanks guys for help!

Lucky

[UpsideDownMI]

From what I understand you have 60 days from the time the agreement was signed to change your mind.

[relief13035]

From what I understand you have 60 days from the time the agreement was signed to change your mind.

We are in the process right now of UNreaffirming my vehicle. According to my attorney, we have 60 days from the date we signed the reaffirmation to withdraw. So do it right away.

[lucky]

ok now my question is when did i sign the reaffirmation. was that in the petition? my petition was entered in bankruptcy court on Jan 6, 2009, is that the date to go by?

Lucky

[StartingOver08]

No, the reaffirmation is a separate agreement usually sent by the lender to your attorney for you to sign, your attorney to sign - then the lender signs and the agreement is filed with the court.

In your petition, on your statement of intentions, you may have indicated that you were going to reaffirm the house. So, even if you have not signed a reaffirmation agreement, you may want to file an amended statement of intentions showing that you are now going to surrender the house. Your attorney can do that.

[lucky]

ok thanks starting over, i have not signed a reaffirmation agreement with my mortgage lender then, i am pro se by the way and my lender has not sent me anything, i have even spoke with them and they said they do not reaffirm. so i'm sure then that i have time to get my statement of intention in to the court then to 'unreaffirm'.

I really appreciate you guys taking time to answer my questions so quickly,

thanks again,

Lucky

[okiebk09]

What if i the petition we stated we were going to reaffirm the house but have not signed anything on it? We are thinking of doing a ride through instead. Do we have to file something? Already had the 341 meeting.

[relief13035]

StartingOver is 100% correct. It's a totaly seperate agreement.