Credit cards

[Proxy]

I have 2" business "credit cards. It is under my name and social security number, as well as my business name, but it is not under a coporation. I just have a business license for online business.

Are the debts owed on these cards dischargeable under Chapter 7?

Thanks for your input.

[kathy4530050]

I think so. I'm a small business owner (LLC) and file a regular 1040 and, like you, I had 2 credit cards that had both my business name and my name on them. I applied for both with my SS#. My lawyer included both in the bk.

[Proxy]

Thanks for responding Kathy. My cards one with Wells and the other with Chase(United mileage ) .I don't have an LLC and am not incorporated. I haven't filed yet, but can i include these 2 cards with the rest of my personal cards for Chapter 7?

[kathy4530050]

I think so! If your business goes through your 1040 as mine does, and you got both cards with your SS#, then I think you're ok.

Anyone of another opinion?

[StartingOver08]

Yes. You can include this debt on your petition and get it discharged with all of your personal debt.

[dogbone33]

Yes!!