Check book?

[brokejim]

Hi im jim i mean brokejim i talked to atty yesterday about bk7 and hes telling dont worry about anything but today i found out about bank statements and i was looking in my ledger and i took out $16,500 in the last 14 months (checks to me) but on statement its just listed as checks they range from 100 to 750 and 2 for 1950 and its a business checking account i pay everything through this account cause im retarted lol (had nj state labor audit in 07 and was told i shouldnt do that) but was wondering do they ask for that also or just statements (im self-employed with 2 employes,well none 3 months) im not filing business im filing personal,not llc or inc thanks dont mind me cause ill be asking all kinds of stuff (havent realy eaten since sat when i looked up bk)

[eddiep]

go get something to eat! Everything will work out. Don't make yourself sick over this!

[brokejim]

The funny thing is (well not funny)even though im 89kcc in the hole it just hit me the other day (sat) i have no other choice and looked up bk and my face has been red and body all sweaty(hands the most) and called atty and met him and i dont think i deal with meeting anymore attys so im prob gona go with the one i met (by the time i file and go to meeting im gona say i spent my money on drugs lol lost 10lbs since sat)ive done means test at least 10 times already

[brokejim]

Also im married and wife has nothing to do with this and she doesnt no how much debt i have and my house i s worth no more than 200,000 or 205,000 cause we owe 154,000 and im only allowed 20,200 equity(filing alone my debt) and i think im gona owe another 10,000 in taxes and when she sees that i think i might need a divorce atty

[AngelinaCat]

The funny thing is (well not funny)even though im 89kcc in the hole it just hit me the other day (sat) i have no other choice and looked up bk and my face has been red and body all sweaty(hands the most) and called atty and met him and i dont think i deal with meeting anymore attys so im prob gona go with the one i met (by the time i file and go to meeting im gona say i spent my money on drugs lol lost 10lbs since sat)ive done means test at least 10 times already

brokejim: I understand your plight--been there and done that. PLEASE talk to some other attorneys--do NOT go with the first one you talked to. My husband and I did that, and while she seemed wonderful in the inital meeting, turned out to be a total dunce. This has cost us far more than it should have.

Please calm down--have a glass of wine if you need to. Read through this forum and purchase the nolopress.com Ch7 book if you need to.

Your situation WILL get better although you do not believe it now. Please trust me--it will.

Lots and lots of HUGGS

[AngelinaCat]

Also im married and wife has nothing to do with this and she doesnt no how much debt i have and my house i s worth no more than 200,000 or 205,000 cause we owe 154,000 and im only allowed 20,200 equity(filing alone my debt) and i think im gona owe another 10,000 in taxes and when she sees that i think i might need a divorce atty

One of the worst things you can do in a relationship is to keep secrets. They have a nasty way of coming out.

How secure are you and your wife in your relationship? You need to start talking, and talking honestly--not the rubish words you are both spouting to each other as greetings in passing--but communicating.

A BK can make or break a marriage. When my husband and I went to pre-marital counseling required by my Church, we both learned that the biggest breaker of marriages is financial strain. We learned then--more than 20 years ago-- that we both had to be open and honest and up front about everything.

Communication is the key. Good luck, best wishes and prayers are headed your way~~~~