Applied Bank

[auttienkassiemo]

I know there is a rebuilding credit section but more people post up here so I'm putting it up here...

Has anyone use Applied Bank's secured cards for rebuilding your credit? I wanted to see if anyone had experience with them as I've never heard of them until I did a search for secured credit cards.

[ansky0007]

I got one just recently... Looks to be ok but they state that they report to credit agencies but so far I have not seen anything reported. It has however only been 1 month. They charge $50 a year which seems reasonable but make sure you mail in your payments because they charge you $6.95 to make online payments.. (Makes no sense to me)