Being sued by Citi Financial

[shabam]

I don't disagree with a lot of what you say - particularly, "Yet if anyone thinks that voting left wing is the key they are also mistaken. Those guys are just as corrupt"

Buy your saying. "look at Canada"? They are, indeed, kicking our butts - and have one of the most "socialist" countries in the world. - jb

Politics has become a really dirty business. It has been corrupted by those who are in it for their own self gain rather than the people or the country. Gone are the great leaders we had prior to the 70's. But then again I don't just blame it on leadership. We the people allowed our country to turn into a land of jungle rules. We the people did nothing while our system turned into dog eats dog in nature.

Canada is more middle-class oriented than socialist. People seem to confuse services such as welfare programs for socialism.

[debtmonster]

Also if they don't know where you work or bank (always change banks after you know you have had a lawsuit filed against you) if you ever paid them from that bank.

I've been "pushing" out payments via electronic bill pay from Bank of America to GMAC mortgage. Will they try to snatch money from BoA? How long before they do that? I was just served on the 19th to answer the Lis Pendens.

[inpain66]

Back to the topic at hand, try to avoid service. Don't answer the door, don't sign for any certified mail.

If they can't serve you it will take them an additional month or so to do service by publication if they decide. Worse that can happen is the process server lies and say he served you.

So, you let it go to default judgment. Do not engage in answering the summons and become a participant to a lawsuit if your going to be filing BK within the next six months or so. Its pointless and you can lose more than if you just allow them to get a judgment and then vacate it later.


I don't care what anyone else says, you can vacate the judgment after you file BK. Also if they don't know where you work or bank (always change banks after you know you have had a lawsuit filed against you) if you ever paid them from that bank.

I am going to call my lawyer today to ask what I should do. I have no assets and my income is less than 40k so I am unsure why CITI thinks I have money to pay if I even got a judgement against me.

[BKFOURAB]

You said you are $300 short of paying an attorney for BK. Have you indeed paid him anything to retain him? If so, why not ask the attorney what to do? My attorney stopped a judgement action from Home Depot - with a phone call to their attorney - before I had paid him in full and filed CH7.

[OhioFiler]

We have to eliminate the trade deficit. That NAFTA thing from Clinton really killed all of us. They need to stop the outsourcing. I'd rather pay more money for a higher quality product and get good service.

Remember years ago when things were all more expensive before Walmart and everything... and people all had more money and were able to buy more stuff for cash. Wal-mart didn't do us any favors. They came in and were like a cancer to all of the cities.

I was going to say rent this movie, but they have it on-line now!
"Walmart: The High Cost of Low Price"

http://video.google.com/videoplay?do...96181471292925

That is the full movie on-line. Watch it and learn how Walmart has destroyed this entire country. Watch all of the mom and pop shops that have been put out of business.

Wal-Mart can not be blamed for the demise of Mom and Pop storefronts. Customers who stopped shopping at those stores can be blamed. No one held a gun to another's head and said. "shop Wal-Mart or you die."

[debtmonster]

Wal-Mart can not be blamed for the demise of Mom and Pop storefronts. Customers who stopped shopping at those stores can be blamed. No one held a gun to another's head and said. "shop Wal-Mart or you die."

You must have not watched the movie which explains how it all happens.

Clinton screwed us by signing that NAFTA thing into law. They should make it so we have no trade deficits. If we important $100 billion, that country should be required to buy $100 billion back.

Now everyone is put out of work by unfair pricing that we have no control over. The cost of living in this country is super high and there's nothing you can do about it unless you live in a cardboard box and don't pay rent/mtg.

[OhioFiler]

You must have not watched the movie which explains how it all happens.

Clinton screwed us by signing that NAFTA thing into law. They should make it so we have no trade deficits. If we important $100 billion, that country should be required to buy $100 billion back.

Now everyone is put out of work by unfair pricing that we have no control over. The cost of living in this country is super high and there's nothing you can do about it unless you live in a cardboard box and don't pay rent/mtg.

The movie is propaganda. I know the message without viewing it.

If we force that type of trade agreements with China, what do we then do with the countries we export heavily to yet receive little trade in return?

The cost of living in this country varies by choices we make.

[debtmonster]

The cost of living in this country varies by choices we make.

I chose to want the median price of a home in this country to be $80k and the median price of a new car to be $10k. the way it used to be in the past.

Too bad I can't make this choice.

[shabam]

I chose to want the median price of a home in this country to be $80k and the median price of a new car to be $10k. the way it used to be in the past.

Too bad I can't make this choice.

That is not the choices he is talking about though. While I will be first to say that the rich and large corporations manipulate the market and system to their favor, they are not the one to blame. How many people look at where a product is made when shopping? How many people chose to abandon the Mom and Pop stores and head to the ultra cheap Walmart. A store where people like them, ironically, are paid almost nothing.

If the average person is not smart enough to understand this, well then too bad. The average person is now suffering the consequences of their actions or lack of. Much like this thread where a bank asking for a bailout is also suing a customer for being 30 days late on a payment.

Maybe in the future rather than focusing on irrelevant garbage such as how my sport team is doing, whether it is getting into the super bowl, what million dollar actors and athletes are doing, driving the latest DumbiUV we will actually look out for and care for one another so we won't be in this mess again.

[OhioFiler]

I chose to want the median price of a home in this country to be $80k and the median price of a new car to be $10k. the way it used to be in the past.

Too bad I can't make this choice.

There are homes for sale in this area for $3,000. I could get you into a decent home in a great school district for well under $80,000.

There are plenty of new cars around the $10,000 price point.

[debtmonster]

There are homes for sale in this area for $3,000. I could get you into a decent home in a great school district for well under $80,000.

There are plenty of new cars around the $10,000 price point.

I seriously doubt any of those $3,000 homes are 2004 construction or newer, have a 2 car garage or 2,000 sq. ft.

I would be glad to pay $50k for something like that.

[Willy13]

Here is an example of the real problem. People want housing prices to go up. If you ask me they still need to come down some more and then stay there.

Housing to Median income

http://www.ritholtz.com/blog/2009/02/us-existing-house-price-median-family-income/

Then there is Health care which isn't much better.

http://www.newamerica.net/blog/new-health-dialogue/2008/cost-rising-health-care-costs-cut-take-home-pay-2975

I can not verify the accuracy of these pages but I have a feeling they are close to reality.

We need to rethink how we value necessities (Housing,Healthcare,Energy) or poverty and virtual slavery is all we will have in our future. I feel like we are being exploited by other people holding us hostage by using the things we need to survive against us. All so some fat cats can make a fat profit for basically doing nothing.

[OhioFiler]

I seriously doubt any of those $3,000 homes are 2004 construction or newer, have a 2 car garage or 2,000 sq. ft.

I would be glad to pay $50k for something like that.

What changed between 2003 and 2004 construction-wise? There are some great old houses for sale cheap with beautiful trim and detailing that is never duplicated in today's building industry. I love old homes!

[Willy13]

A house should cost the retail price of materials plus labor to build it and not a penny more. Land is what tends to become very overpriced. $100 grand and acre like in my area is rediculous.

[debtmonster]

I love old homes, too... But I love having my electric bill for heat or cold be $80-120. They can KEEP that $400-500/mo. heating oil bill up north. NO THANKS. That's like a payment of a nice car for that crap.